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WebThe international roughness index (IRI) was established in 1986 by the World Bank and based on earlier work performed for NCHRP. IRI is calculated from a measured longitudinal road profile by accumulating the output from a quarter-car model and dividing by the profile length to yield a summary roughness index with units of slope. WebThe Loss Ratio is calculated using the formula given below Loss Ratio = (Losses Due to Claims + Adjustment Expenses) / Total Premium Earned Loss Ratio = $42,656 million / $43,840 million Loss Ratio = 97.3% Therefore, Metlife Inc.’s loss ratio for the year 2024 was 97.3%. Source Link: Metlife Inc. Balance Sheet Explanation haley russi