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WebExcluded Drivers. Excluded drivers (those specifically listed on the policy as not covered) will typically not be covered when driving a car under your auto insurance policy. In some states, excluded drivers may have a minimal amount of coverage, though this (and the exact type of coverage provided) will depend on where you live. WebIf you are still driving under a Massachusetts drivers permit, you have to observe the following Massachusetts permit restrictions: No driving alone. Whenever you wish to … WebOct 19, 2024 · What insurance covers passengers in your car? CTP insurance protects the third party, being pedestrians, passengers, cyclists, motorcyclists and drivers of other vehicles, by paying for their treatment and care, which may be for life, and also for loss of income if they are an earner, and any damages claim they may be entitled to lodge. luxemburg polish economist